I am going to be getting a cherokee for off road that will only be used maybe2 days a month. I talked to the insurance lady today and she told me the best thing to do was storage insurance and day permits.
I asked her if off road upgrades I put on would be covered and she said as long as I had proof in the form of receipts and photos I would be fine, Is this really the case? if the cherokee has a book value of $1000 for example and I have receipts for $5000 in parts such as winch lift bumpers etc would I be fully covered in the event of fire theft etc? isnt the insurance cost based on the value of the vehicle?
I asked her if off road upgrades I put on would be covered and she said as long as I had proof in the form of receipts and photos I would be fine, Is this really the case? if the cherokee has a book value of $1000 for example and I have receipts for $5000 in parts such as winch lift bumpers etc would I be fully covered in the event of fire theft etc? isnt the insurance cost based on the value of the vehicle?